Romney Family Finances

Net Worth

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Live prices

Liquid / Brokerage

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Cash + brokerage

Retirement & 529s

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401k · IRAs · 529s

Alternatives

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SPV · BTC

Real Estate

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DCP funds

Avg Monthly Net Income

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2026 avg (Jan–Mar)

Avg Monthly Spend

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2026 avg (Jan–Mar)

Avg Net Savings

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2026 avg (Jan–Mar)

Net Worth Trend — 2026

Cash Flow — 2026 YTD

Income

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Expenses

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Saved

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Net Worth Breakdown Loading...

Brokerage & Cash Retirement & Education Alternatives Real Estate Other

Brokerage & Cash — —

JPM – Brokerage

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7 positions · live

Charles Schwab – Brokerage

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$74,088 cash

JPM – Joint Checking

$13,000

Post-transfer balance · Apr 15

JPM – Sweat and Tell

$15,000

S-corp operating · Apr 14 balance

BofA – Checking

$500

Transitioning to JPM · Apr 1 balance

Retirement & Education — —

Fidelity MLS 401k (FXAIX)

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Live NAV · S&P index

Schwab IRA – Dave

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500 sh DRAM + $17,508 cash

Schwab IRA – Jacquelyn

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cash only

529 – June Romney

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419.204 sh NAAHR · proxy

529 – Parker Romney

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419.204 sh NAAHR · proxy

529 – Grace Romney

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181.6 sh NAAHR · proxy

Alternative Investments — —

Anthropic SPV

$427,338

1036 sh · Est. FMV ~$600B · 1.44x net after carry

Coinbase (0.575 BTC)

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Live BTC price

Anthropic SPV — Exit Scenario Analysis 1036 shares · 20% carry on profit · $297,500 total cost

Shares

1036

Pre-carry

Total Cost

$297,500

Incl. ~$29K fees

Current Value

$427,338

1.44x net · Est. @$600B

Break-Even

~$388B

Anthropic valuation

IPO Val. Share Price Gross Value 20% Carry Net Shares Net Value Multiple Profit

$350B $258.90 $268,220 $0 1036 $268,220 0.90x −$29,280

~$388B $287.16 $297,500 $0 1036 $297,500 1.00x $0

$500B $369.85 $383,165 $17,133 990 $366,032 1.23x +$68,532

$600B ★ now $443.82 $459,798 $32,460 963 $427,338 1.44x +$129,838

$750B $554.78 $574,752 $55,450 936 $519,302 1.75x +$221,802

$1T $739.71 $766,340 $93,768 909 $672,572 2.26x +$375,072

$1.5T $1,109.56 $1,149,504 $170,401 882 $979,103 3.29x +$681,603

$2T $1,479.41 $1,532,669 $247,034 869 $1,285,635 4.32x +$988,135

Net Value by IPO Scenario

Net value after 20% carry on profits above $297,500 total cost · Break-even at ~$388B · Est. FMV ~$600B (Series G closed $380B Feb '26 · new round offered at $900B as of Apr '26)

Real Estate — $265,000

DCP Real Estate Wealth Fund

$210,000

Real estate fund

DCP Bodega LLC

$55,000

Real estate investment

Other Assets — $150,000

Jono Loan (receivable)

$121,000

Expected May 2026

Richland Security Deposit

$9,000

Audi E-Tron

$20,000

Vehicle

JPM Brokerage · 7 positions

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Total Gain / Loss

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Holdings detail

Ticker	Name	Price	Day %	Day $	Mkt Value	Total G/L $	Total G/L %	Qty	Cost/sh

Charles Schwab Brokerage · cash only

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Total Gain / Loss

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Holdings detail Loading...

Ticker	Name	Price	Day %	Day $	Mkt Value	Total G/L $	Total G/L %	Qty	Cost/sh

Allocation by value Loading...

401k (FXAIX)

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Live NAV

IRA – Dave

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500 sh DRAM + cash

IRA – Jacquelyn

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cash only

529s Total

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3 accounts

Fidelity MLS 401k · FXAIX Loading...

FundFidelity 500 Index (FXAIX)

Approx. shares—

Current NAV—

Account Value—

Cost Basis$244,838.66

Gain / Loss—

Schwab IRAs Loading...

Dave IRA: 500 sh DRAM + cash · DRAM price: — · Jacquelyn IRA: cash only

AccountEquity val.CashTotal

Dave IRA — $17,508 —

Jacquelyn IRA — $33,274 —

Merrill 529s · NAAHR Loading...

NAAHR (BlackRock Equity Index Direct) is a CIT — proxied using FXAIX NAV movement from $60.82 base on 3/25/2026.

BeneficiarySharesPriceValue

June Romney419.204 — —

Parker Romney419.204 — —

Grace Romney181.595 — —

Total 529s —

Net Worth Today

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Live prices

YTD Change

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vs Jan 1, 2026

Avg Net Savings

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Jan–Mar avg

Savings Rate

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Jan–Mar avg

2026 Annual Projections Jan–Mar run rate · updates with live NW

Proj. Net Income

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avg/mo × 12

Proj. Annual Spend

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avg/mo × 12

Proj. Net Savings

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savings rate

Proj. Year-End NW

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Live NW + remaining savings

Solid = Jan–Mar actuals · Faded = Apr–Dec projected at run rate · Excludes investment returns, employer 401k match (~$40K/yr), and $121K Jono loan repayment (expected May)

Net Worth — 2026 Bi-Monthly Live = current prices

Net Worth

Bi-monthly actuals from your records · Last point reflects live prices

Net Worth — 2025 Bi-Monthly Full year actuals

Net Worth 2025

$2.082M → $2.848M · +$766K · +36.79% in 2025

Net Worth — Long Term (Annual) 2020–2025 year-end actuals

Net Worth Annual Gain

Year-end actuals from your records · $312K → $2.82M in 5 years

Savings Rate %

Income vs Spending vs Net Savings

Income Spending Net Savings

Mar 2026 will populate in early April after statement upload

Avg Monthly Spend

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2026 avg (Jan–Mar)

Most Recent Month

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March 2026

Fixed Baseline

~$16,950

Monthly (Mar+)

Fixed costs

Rent — Samuel Chiu$9,050

Montessori$3,420

Nanny Share — Grace$1,200

Utilities$1,000

House Cleaning$200

Credit card spending — Avg 2026 vs Mar

Avg 2026 March

Recurring autopay (Coinbase Amex)

USAA P&C Insurance$465/mo

USAA Life + Ring + Umbrella~$113/mo

PG&E~$500–600/mo

San Jose Water~$200–400/mo

AT&T Fiber$76/mo

Bobbie Formula~$166/mo

Coterie Diapers~$312/mo

Streaming (Netflix, Disney+, Apple, Amazon)autopay

Avg Monthly Income

$45,380

2026 avg (Jan–Mar)

Most Recent Month

$42,169

March 2026

Dave's Income (Mar)

$37,089

MLS net · incl. $5,300 garnishment

Jacquelyn's Income

$6,821

W-2 + S&T LLC/mo

Income breakdown — Jan / Feb / Mar

Dave's Income Jacquelyn's Income Other Income

Income streams detail

Stream	January	February	March
MLS Salary (net)	$39,426	$40,376	$37,089
Jacquelyn W-2	$1,821	$1,821	—
S&T LLC Zelle	$5,000	$5,000	$5,000
CC Rewards (cash back)	$274	$50	$81
ATM / Cash Deposits	$200	—	—
Misc / Other	—	$3	—
Total	$46,721	$47,250	$42,169

All Transactions

Date ↓	Description	Account	Category	Amount ↕

YTD Gross

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YTD Net Pay

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Deposited to checking

Effective Fed Tax Rate

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Fed income + SS + Medicare ÷ gross

Effective CA Tax Rate

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CA income + SDI ÷ gross

Year-to-Date Summary —

YTD Total% of Gross

Gross Earnings — 100.0%

Federal Income Tax — —

Social Security Tax — —

Medicare Tax — —

CA State Income Tax — —

CA SDI Tax — —

Jock Tax — —

Total Taxes — —

Union Dues — —

Where Your Money Went

Deposited to Checking — —

Contributed to 401(k) — —

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Total Earnings (Net + 401k) — —

Current Pay Period —

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EarningsThis Period

Regular Salary—

Gross Pay—

Taxes & DeductionsThis Period

Federal Income Tax—

Social Security Tax—

Medicare Tax—

CA State Income Tax—

CA SDI Tax—

Jock Tax—

Union Dues—

Total Deductions—

Net Pay (Direct Deposit)—

401(k) ContributionsThis Period

Your Contribution—

Employer Profit Sharing—

Total to 401(k)—

Where Your Gross Pay Goes — YTD

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