Romney Family Finances

Net Worth

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Live prices

Liquid / Brokerage

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Cash + brokerage

Retirement & 529s

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401k · IRAs · 529s

Alternatives

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Anthropic · Periodic Labs · BTC

Real Estate

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DCP funds

Avg After-Tax Income

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2026 avg (Jan–Aug)

Avg Monthly Spend

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2026 avg (Jan–Aug)

Avg Net Savings

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2026 avg (Jan–Aug)

Savings Rate

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2026 YTD avg

YTD Investment Gain

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NW growth − cash saved · live

Net Worth Trend — 2026

Cash Flow — 2026 YTD

Income

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Expenses

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Saved

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Net Worth Breakdown Loading...

Brokerage & Cash Retirement & Education Alternatives Real Estate Other

Brokerage & Cash — —

JPM – Brokerage

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Charles Schwab – Brokerage

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JPM – Joint Checking

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JPM – Jacqs Romney LLC

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BofA – Checking

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Retirement & Education — —

Fidelity MLS 401k (FXAIX)

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Schwab IRA – Dave

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Schwab IRA – Jacquelyn

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529 – June Romney

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529 – Parker Romney

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529 – Grace Romney

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Alternative Investments — —

Anthropic SPV

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Periodic Labs

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Triangle Provisions LLC

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Coinbase

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Live BTC price

Anthropic SPV — Exit Scenario Analysis

Shares

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Series B pref. · pre-carry

Total Cost

$297,500

Incl. ~$29K fees

Current Value

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Break-Even

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Market cap after a $2T IPO

Market Cap Share Price Gross Value 20% Carry Net Shares Net Value Multiple Profit

Net Value by IPO Scenario

Our round: Series G $350B pre / $380B post (Feb '26) @ $259.0082 · Marked at Series H: $900B pre / $965B post (May 28 '26) → price × 900/380 · Scenario: IPO raises $100B at $2T → IPO price = Series H price × 1,900/965; after the IPO, value moves with market cap · 20% carry on profit above $297,500, taken at distribution (shares in kind ≤30 days after lockup) · mark updates at IPO

Real Estate — —

DCP Real Estate Wealth Fund

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Real estate fund

DCP Bodega LLC

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Real estate investment

Other Assets — —

Jono Loan (receivable)

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Consolidated · interest renegotiated 7/12/2026

Richland Security Deposit

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Audi E-Tron

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Vehicle

Liabilities — —

Securities-Based Loan

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2025 Tax Liability

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Revised to $50K 9/30/2026 · applied to all 2026 NW snapshots

JPM Brokerage · —

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Total Gain / Loss

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Holdings detail

Ticker	Name	Price	Day %	Day $	Mkt Value	Total G/L $	Total G/L %	Qty	Cost/sh

Charles Schwab Brokerage

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Total Gain / Loss

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Holdings detail Loading...

Ticker	Name	Price	Day %	Day $	Mkt Value	Total G/L $	Total G/L %	Qty	Cost/sh

Allocation by value Loading...

401k (FXAIX)

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Live NAV

IRA – Dave

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100% cash

IRA – Jacquelyn

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775 sh IREN + cash

529s Total

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3 accounts

Fidelity MLS 401k · FXAIX Loading...

FundFidelity 500 Index (FXAIX)

Approx. shares—

Current NAV—

Account Value—

Cost Basis—

Gain / Loss—

Schwab IRAs Loading...

Dave IRA: 743 sh IREN (cost $47.35/sh) · Jacquelyn IRA: 775 sh IREN (cost $56.55/sh) · IREN price: —

AccountEquity val.CashTotal

Dave IRA — $19 —

Jacquelyn IRA — $128 —

Merrill 529s · NAAHR Loading...

NAAHR (BlackRock Equity Index Direct) is a CIT — proxied using FXAIX NAV movement from $72.10 base on 8/12/2026.

BeneficiarySharesPriceValue

June Romney433.066 — —

Parker Romney433.066 — —

Grace Romney181.595 — —

Total 529s —

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Net Worth Today

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Live prices

YTD Change

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vs Jan 1, 2026

Avg Net Savings

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Jan–Aug avg

Savings Rate

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Jan–Aug avg

2026 Annual Projections Jan–Aug run rate · updates with live NW

Proj. Net Income

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avg/mo × 12

Proj. Annual Spend

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avg/mo × 12

Proj. Net Savings

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savings rate

Proj. Year-End NW

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Live NW + remaining savings

Solid = — actuals · Faded = — projected at run rate · Excludes investment returns, employer 401k match (~$40K/yr)

Net Worth — 2026 Bi-Monthly Live = current prices

Net Worth

Bi-monthly actuals from your records · Last point reflects live prices

Net Worth — 2025 Bi-Monthly Full year actuals

Net Worth 2025

$2.082M → $2.848M · +$766K · +36.79% in 2025

Net Worth — Long Term (Annual) 2020–2025 year-end actuals

Net Worth Annual Gain

Year-end actuals from your records · $312K → $2.82M in 5 years

Savings Rate %

Income vs Spending vs Net Savings

Income Spending Net Savings

Each month populates after its bank statement + Copilot total are loaded

Avg Monthly Income

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Avg Monthly Spend

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Most Recent Month

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Dave's Income (Aug)

$44,872

MLS net · Aug 14 + Aug 31 · no bonus

Jacquelyn's Income (YTD)

$36,457

W-2 + LLC distributions · none for 4 months

Income breakdown — Jan / Feb / Mar / Apr / May / Jun / Jul / Aug

Dave's Income Jacquelyn's Income Other Income

Income streams detail

Stream	January	February	March	April	May	June	July	August
MLS Salary (net)	$39,426	$40,376	$37,089	$44,938	$48,620	$45,168	$44,226	$44,872
Jacquelyn W-2	$1,821	$1,821	—	—	—	—	—	—
Jacqs Romney LLC (distributions)	$5,000	$5,000	$5,000	$9,815	—	$8,000	—	—
CC Rewards (cash back)	$274	$50	$81	$139	—	—	—	—
ATM / Cash Deposits	$200	—	—	—	—	$680	—	—
Misc / Other	—	$3	—	—	—	—	$2,000	—
Total	$46,721	$47,250	$42,169	$54,892	$48,620	$53,848	$46,226	$44,872

YTD Gross

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YTD Net Pay

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Deposited to checking

Effective Fed Tax Rate

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Fed income + SS + Medicare ÷ gross

Effective CA Tax Rate

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CA income + SDI ÷ gross

Year-to-Date Summary —

YTD Total% of Gross

Gross Earnings — 100.0%

Federal Income Tax — —

Social Security Tax — —

Medicare Tax — —

CA State Income Tax — —

CA SDI Tax — —

Jock Tax — —

Total Taxes — —

Union Dues — —

Where Your Money Went

Deposited to Checking — —

Contributed to 401(k) — —

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Total Earnings (Net + 401k) — —

Current Pay Period —

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EarningsThis Period

Regular Salary—

Gross Pay—

Taxes & DeductionsThis Period

Federal Income Tax—

Social Security Tax—

Medicare Tax—

CA State Income Tax—

CA SDI Tax—

Jock Tax—

Union Dues—

Total Deductions—

Net Pay (Direct Deposit)—

401(k) ContributionsThis Period

Your Contribution—

Employer Profit Sharing—

Total to 401(k)—

Where Your Gross Pay Goes — YTD

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